Pension Credit
If you're over state pension age and struggling with living costs you may be eligible for Pension Credit - find out what it is, if you're eligible, and how to claim it.
Pension Credit is separate from your State Pension. It is a tax-free payment. Its purpose is to top up your weekly income to a guaranteed minimum level. You can claim it even if you have other income, savings, or your own home.
Pension Credit can also help with housing costs such as ground rent or service charges.
Checking entitlement is easy with an online calculator. Pension Credit Calculator (opens new window).
In addition to Pension Credit, those who qualify could also receive Winter Fuel Payment and other support like help with housing costs, help with Council Tax and a free TV licence for those aged 75 and over.
Thanks to the Pension Credit backdating rules, it is possible to apply for Pension Credit and have the claim backdated by up to three months, (ticking the backdating box on the claim form). This means that the latest date to apply and still qualify for Winter Fuel Payment is 21 December 2024.
To find out more, check your eligibility, see what you could be entitled to, and find out how to claim, go to:
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