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Wiltshire Council Shared Ownership

One-off fees (payable before completion)

  • Legal costs for the buying process (known as conveyancing)
  • Stamp duty (although many properties are below the current threshold)
  • Mortgage adviser fee if a mortgage application is submitted
  • Mortgage valuation fee and any arrangement fees charged by your mortgage provider
  • Removal costs
  • Reservation fee (applicable for new builds only; normally £250) which is deducted from the final sale price of your share
  • Mortgage deposit - usually a minimum of 5% of the share you are purchasing
  • Up to two months' worth of rent and service charges, paid in advance before you move in.

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