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Wiltshire Council Shared Ownership

Ongoing costs (every month)

  • Rent
  • Service charges
  • Mortgage
  • Saving for repairs
  • Buildings insurance

The example below shows you how to calculate what you'll need to pay up front and in rent if you take a 40% share in a shared ownership property worth £200,000.

Property value: £200,000
Your share: 40% (£80,000)
Remaining equity share: 60% (£120,000)
Rent/year (charged at 3%): £120,000 x 3% = £3,600/year
Rent/month: £3,600 ÷ 12 = £300/month

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